What type of insurance products does a Limited Lines producer license allow a person to sell?

A Limited Lines producer license is specifically designed for individuals who wish to sell a narrower range of insurance products, typically those that are considered specialized or non-traditional. This license does not grant the authority to sell all types of insurance; rather, it is intended for certain categories, such as personal injury insurance or travel insurance, which fall outside of the standard life, health, and property insurance products.

The focus of a Limited Lines producer license is to permit sales of limited, special insurance products that require a different level of knowledge and expertise compared to general insurance sales. This means that the license is structured to ensure that producers are adequately trained and knowledgeable about the specific products they are allowed to sell, which helps protect consumers by ensuring competent sales practices.

In contrast, a broader license would encompass all types of insurance, or solely focus on life and health insurance products. The specificity of what the Limited Lines producer license allows makes the correct answer a clear choice.