Which additional perils are covered by the DP-2 Form that are not in DP-1?

The DP-2 Form, also known as the Broad Form, includes coverage for additional perils beyond what is offered in the DP-1 Form, which is the Basic Form. One of the notable enhancements in the DP-2 is the inclusion of coverage for explosions and smoke damage. This means that if an explosion occurs or there is damage caused by smoke, those incidents would be covered under the DP-2 policy, offering more comprehensive protection compared to the more limited coverage of the DP-1.

Vandalism and theft are covered by the DP-2 but are also often included under other policies, so while they are important, they do not specifically highlight the additional coverage unique to the DP-2 over the DP-1. Fire damage is covered by both forms, so it does not represent an additional peril unique to the DP-2.

Therefore, the emphasis on explosions and smoke damage in the DP-2 highlights how this form extends coverage to risks not provided for in the DP-1, making it a more versatile option for homeowners seeking broader protection.